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Combined Forensic Investigation Bank + Tax Cross-Reference

Anthony J. Peach — Guardian Misconduct Investigation (2019–2026)

⚖️ CENTRAL FORENSIC QUESTION
Did Dawn A. Peach — court-appointed guardian of Anthony J. Peach's person and estate since December 2019 — improperly spend Tony's money for her own benefit and that of her household, in breach of her fiduciary duty under Illinois law (755 ILCS 5/11a-18)?
The evidence says yes. Bank records show $109,704.75 paid from Tony's account to Dawn's legal wife Dede Spinnenweber across 23 checks — never disclosed in any court filing. Tony's funds purchased a $25,000 van titled in Dawn's name, with Tony paying ongoing insurance. The $33,587 Mona estate inheritance was deposited and never reported to the court. Dawn was paid the $2,000/month "household" payment while also extracting over $100K through her wife. Every dollar is documented in the bank records below.
🏦 BOF Account: ANTHONY J PEACH ····478 · Dec 2020–Mar 2026 📋 Tax Returns: 2018–2025 · Single · Retired · 2701 Woods Way, Belleville IL ⚖️ Case: 19-P-656, St. Clair County Circuit Court, 20th Judicial Circuit, IL 🚨 39 Forensic Findings
📊 Overview
🔗 Cross-Reference
💸 Missing Money
🚨 Red Flags22
📅 Timeline
❓ What's Missing
🕵️ Dede PaymentsNEW
🔄 Recurring
📊 Integrity
📋 Transactions
⚖️ Legal AnalysisKEY
Total Declared Income (8 yrs)
~$144,829
2018–2025 federal returns
Total Bank Debits (BOF only)
$147,043
170 transactions · 2020–2026
Round-Dollar Dede Checks
$104,500+
20 round-dollar checks · confirmed payee: Dede Spinnenweber
Alimony from Ex-Wife
$25,500
Jennifer Johnson · $1,500/mo · ended at Tony's 65th birthday
2020 House Sale Net Proceeds
$66,218.98
Sold $270K · $40,469 declared on taxes · $25,749 gap · funds landed in BOF 478
Check #1210 (Jun 2025)
$10,000
Confirmed $10K · OCR anomaly resolved
Bank Net Position (2020–2026)
–$35,240
Credits $111,803 − Debits $147,043
Total Federal Tax Paid (8 yrs)
$4,651
0.86% effective rate on declared income
⚠ How to read this report: Every tab below is organized around a single question — did Dawn spend Tony's money for her own benefit? The Bank of O'Fallon account (ending 478) is the primary evidence base. Bank debits exceed Tony's declared income in every overlap year. The $109,704.75 paid to Dawn's wife Dede Spinnenweber (confirmed by direct check image review), the $25,000 van titled to Dawn, the $2,000/month household payment, and the $33,587 estate inheritance not reported to the court are not separate anomalies — they are a single sustained pattern of a guardian enriching herself and her household at the ward's expense.

Declared Income vs. Bank Credits — Overlap Years (2021–2025)

Spend Gap: Bank Debits vs Declared Income

Monthly Bank Credits vs Debits (Dec 2020 – Mar 2026)

Annual Cross-Reference: Tax Returns vs. Bank Account
YearTax DeclaredBank CreditsBank DebitsDebit vs. Income ΔTax SourceKey Finding
2018$9,000No accountNo accountAlimony $9,000No cross-reference possible
2019$18,320No accountNo accountAlimony $18K + interest $320⚠ $33,144 deduction anomaly — no bank data to verify
2020$40,469 🚨$1,500$386−$38,969 unaccountedOther income (Sch.1) $40,172House sold $270K · net proceeds $66,218.98 · only $40,469 declared · $25,749 gap · proceeds landed in BOF 478 (explains Dec 2020 opening balance of $105,848).
2021$18,000$20,900$28,336−$10,336Other income (Sch.1) $18,000P2P transfers ($1,500×12=$18K) may BE the alimony. But bank debits $10K+ above credits.
2022~$16,340†$18,639$30,493−$14,153Sch.1 other (estimated)SS begins ($4,764 catch-up). $6,300 mystery deposit. $18K large checks drain account.
2023~$28,950†$21,395$14,326Tax estimate may be too highSch.1 other (estimated)Bank credits ($21K) below tax estimate ($28K). UFCW pension starts Sep.
2024$7,261$21,752$29,052−$21,791Interest $3,937 + Pension $3,324Alimony ends. $23,500 in large checks. $5,216 mystery deposit Dec 31.
2025$6,489$19,096$35,659−$29,170Interest $3,448 + Pension $3,324Worst gap year. $28K+ large checks. Mona Estate on return. $10K check Jun (confirmed).
† Estimated from federal tax liability. Bank account is the only one in the dataset. Non-taxable Social Security (SS) appears in bank but not on tax returns.
Credit Source Cross-Reference
PeriodSourceMonthlyTotalOn Tax Return?Assessment
Dec 2020–Mar 2022BofA P2P: Jennifer Johnson (Ex-Wife)$1,500.00$25,500Declared — 2018–2022 alimonyCourt-ordered alimony. Terminated Apr 2022 when Tony turned 65. Properly reported.
May 2022–presentSSA TREAS 310 XXSOC SEC$1,537–$1,814~$48,000+Non-taxable SS ✓SS at low income = non-taxable. First payment $4,764 (3-month catch-up).
Sep 2023–presentUFCW MIDWEST PENSION$276.98~$9,400+$3,324/yr on 2024–25 ✓ CONFIRMEDPension exactly confirmed: $276.98×12=$3,324 ✓
Oct 21, 2022Deposit — unidentified$6,300Not on any returnLarge one-time deposit. Unknown source. Estate advance? Settlement? Cash from Mona?
Dec 31, 2024Deposit — two physical checks ($1,738.80 + $3,477.60)$5,216.40Source unidentifiedBank of O'Fallon deposit slip (Dawn Peach For Anthony J. Peach, 12/30/24, Account 478) confirms two separate instruments: $1,738.80 + $3,477.60. Not SS (which direct-deposited $1,738.80 separately on 12/24/24). Not from any identified CD chain. $1,738.80 recurs again as physical check on 01/31/25. Source unknown — needs investigation.
Feb 17, 2026Deposit — CD maturity ("Off CD")$4,338.14CD withdrawal ✓Deposit slip (Bank of O'Fallon, Account 478) shows "Off. CD" notation. CD maturity or interest withdrawal — not estate distribution.
May 2023IRS TREAS TAX REF$1,6132022 tax refund ✓Confirms bank/tax are same person. ✓
May 2024IRS TREAS TAX REF$9262023 tax refund ✓Confirms bank/tax are same person. ✓
The Escalating Self-Payment Pattern — $104,500+ to Dede Spinnenweber
🚨 Primary Exploitation Pattern: 20 large round-dollar checks confirmed payable to Dede Spinnenweber (Dawn's legal wife). Escalating from $3K–$6K (2021–2023) to $7.5K–$10K (2024–2025). Total: $104,500 (round-dollar checks only; $109,704.75 including non-round amounts). These are the dominant bank activity and the centerpiece of the self-dealing pattern. Payees confirmed by check image review — original OCR could not read handwritten payee names.

Large Check Amounts by Date

DateCheckAmountTax Year IncomeNotes
Missing Money Analysis
2020 Tax Reporting Gap
$25,749
Net proceeds $66,218.98 · only $40,469 declared · needs tax review
5-Year Structural Spend Gap
~$84,000+
Bank debits exceed all visible income 2021–2025
Unexplained Deposits
$15,854
Oct 2022 + Dec 2024 + Feb 2026
2019 Excess Deductions
$20,944
$33,144 claimed vs $12,200 std — unexplained surplus
Understanding the gap: Tony's declared income was $6K–$18K/yr in most years. His bank debits are $14K–$36K/yr. The deficit must come from: (A) non-taxable Social Security (~$20K/yr not on returns); (B) estate distributions from Mona's estate; (C) another bank account or cash; (D) access to Mona's funds. The core forensic question: was Tony spending money that ultimately came from Mona's assets?
YearDeclared IncomeEst. SS (non-taxable)Total Visible Cash InBank DebitsGapAnalysis
2020$66,218.98$66,218.98$40,469 declared$386 (BOF only)$25,749 gapHouse sold $270K · net proceeds $66,218.98 confirmed by ALTA statement · deposited into BOF 478 · $25,749 not declared on tax return (may be correct capital-gain-only reporting)
2021$18,000$0$20,900 (bank credits)$28,336−$7,436P2P = alimony? $567×5 benefits debit. Large checks $12K+ out.
2022~$16,340~$16,448~$34,787$30,493~$4,294 surplusSS + alimony + deposit covers it — but $18K in large checks unexplained
2023~$28,950†~$20,256~$41K+ (est.)$14,326Likely surplusTax estimate probably too high. Bank credits $21K. 2023 seems balanced.
2024$7,261~$20,866~$28,127$29,052~−$925$23,500 large checks. Alimony ended. Even including SS, barely breaks even. $5,216 mystery deposit helps.
2025$6,489~$21,312~$27,801$35,659−$7,858$28K large checks. Even including SS, $7.8K deficit. Where is this money coming from?
Hypotheses: Where Are the Mystery Check Funds Going?
Hypothesis A — Payments to a Third Party
Tony is writing large checks to an unknown recipient — possibly a caregiver, family member, or attorney. If these are legitimate expenses, they should have a paper trail. The escalation pattern and round-dollar amounts are consistent with regular payments to a person or entity rather than routine bills.
Hypothesis B — Checks to Cash / Self-Dealing
Round-dollar amounts made payable to "CASH" or to Tony himself through a second account is a classic cash extraction mechanism. No payee is visible in the bank data — check images would resolve this. This hypothesis is not falsified by available evidence.
Hypothesis C — Estate or Mona's Funds
If Tony had signatory authority over Mona's accounts, large checks written from those accounts payable to Tony would appear as credits in Tony's account — not debits. But if Tony IS writing these checks from his own account, the question is whether the funds came from Mona's estate (via the unexplained deposits or another account).
What Would Resolve This
1. Physical check images for all 20 large checks (subpoena BOF)
2. Mona's bank records for 2018–2024
3. Mona Peach Estate Form 1041
4. Identity of "Jennifer Sue Jo" (BofA subpoena)
5. Tony's other bank accounts (all institutions, 2018–present)
Combined Red Flags — 22 Anomalies Ranked by Severity
Legend: [BANK] = from bank data · [TAX] = from tax returns · [BOTH] = cross-dataset · ✓ = corroborated between datasets
🚨

#1 — $104,500+ in Large Round-Dollar Checks to Dede Spinnenweber [BANK]

20 round-dollar checks ranging from $1,500–$10,000 over 5 years, confirmed payable to Dede Spinnenweber (Guardian Dawn Peach's legal wife) via direct check image review. Original OCR could not parse the handwritten payee name. Pattern escalates: $3K–$6K in 2021–2023, then $7.5K–$10K in 2024–2025. Represents 95% of all bank debit activity ($139,797 in checks total). Not reconcilable with any declared expense on tax returns. Including non-round payments, total to Dede reaches $109,704.75 across 23 checks (see Dede Payments tab).

Critical$109,704.75Self-DealingEscalatingBANK
⚠️

#2 — 2020 House Sale ($270,000): Net Proceeds $66,218.98 — Confirmed Deposited into BOF 478 [BOTH]

Dawn sold Tony's house at 1033 Woodleaf Drive on 08/28/2020 for $270,000 (buyer: Maxine Girard, Williamsburg VA). ALTA Settlement Statement (File #2042696, Town & Country Title) confirms: mortgage payoff to Bank of O'Fallon $181,037.73, Remax commissions $13,500, proration and closing costs $7,719.29, net proceeds due to seller: $66,218.98. Signed by Dawn A. Peach, as Guardian. Court authorized the sale (Petition for Sale filed 06/24/2020). The $66,218.98 was directed into BOF account 478 — confirmed by the December 2020 opening balance of $105,848.44, which is only explainable by the house proceeds arriving after the June 2020 inventory balance of $56,499. Tony's 2020 tax return declares only $40,469 as Schedule 1 "Other Income" — a $25,749 gap vs. actual net proceeds. This gap warrants review by a tax professional: either the return correctly reports only the capital gain (not the full net proceeds), or $25,749 in proceeds was not declared. Dawn began writing checks to her wife Dede Spinnenweber within 90 days of those proceeds landing in the account.

WarningHouse Sale 2020Proceeds Destination UnknownCourt Authorization UnverifiedWells Fargo Link?BOTH
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#3 — June 2025 Check #1210: Confirmed $10,000 — OCR Anomaly Resolved [BANK]

Previously flagged as a possible $410,000 transaction based on raw OCR text 06/17/25 1210 410,000.00. Confirmed after manual review: the amount is $10,000. The parser's original value was correct. The raw OCR string was a formatting artifact. This check remains part of the unidentified large round-dollar check pattern (Finding #2) but does not represent an extraordinary transaction. No further action needed on the $410K question.

ResolvedConfirmed $10,000Jun 2025OCR ArtifactBANK
🚨

#4 — 2019 Deductions Exceed Income by 81% ($33,144 vs $18,320) — No Schedule A Found [TAX]

Tony claimed $33,144 in itemized deductions against $18,320 income in 2019 — $20,944 above the $12,200 standard deduction. Result: $0 taxable income, $0 federal tax. No Schedule A was found in the documents reviewed. However, 2019 was Tony's stroke year — he suffered an ACA stroke in late May 2019, resulting in hospitalization, emergency care, and rehabilitation that spans the remainder of the tax year. At that income level (7.5% AGI threshold = $1,374), stroke-related medical bills could generate $15,000–$25,000+ in deductible medical expenses alone. Combined with mortgage interest (~$8,500 on a $185,600 loan) and SALT deductions (up to $10,000), a legitimate Schedule A could plausibly reach $33,000+. The deduction amount is not inherently suspicious given the stroke context. The primary concern is the missing Schedule A — without it, the composition cannot be confirmed or refuted. No bank data exists for 2019 to cross-reference. Schedule A should be requested from Ryan Tax Service or via IRS Form 4506-T.

CriticalDeduction Fraud?2019No Schedule ATAX

#5 — Alimony from Ex-Wife Jennifer Johnson: $25,500, Identity Confirmed [BANK]

$1,500/month via BofA P2P from Jennifer Johnson (Tony's ex-wife), Dec 2020–Mar 2022 (17 payments, $25,500). Court-ordered alimony terminating when Tony turned 65 in April 2022 — last payment was March 2022, consistent with a "terminates at age 65" clause. Precisely matches the $18,000 "Other Income" on Tony's 2021 return ($1,500×12). The 2018 return shows $9,000 (partial year) and 2019 $18,000 (full year). This income source is fully accounted for and properly declared. The 2020 $40,172 income spike remains a separate, unresolved anomaly not explained by this alimony.

ResolvedJennifer Johnson — Ex-WifeCourt-Ordered AlimonyEnded Age 65 (Apr 2022)Properly DeclaredBANK
⚠️

#6 — Structural Spend Deficit: Tony Consistently Spends More Than He Earns [BOTH]

In 2024: declared $7,261 income, bank credits $21,752 (mostly SS), bank debits $29,052 — a $7,300 deficit even using total cash flow. In 2025: declared $6,489, credits $19,096, debits $35,659 — deficit of $16,563. Money is flowing from somewhere not visible in these records. This pattern across multiple years makes it structurally impossible to explain without a hidden income source or asset drawdown — likely from Mona's estate.

WarningStructural DeficitHidden SourceBOTH
⚠️

#7 — 2020 "Other Income" Was House Sale, Not Alimony — Mislabeled or Mixed on Return [TAX]

The 2020 $40,172 Schedule 1 "Other Income" was previously compared to alimony doubling patterns, but the source is now identified as the proceeds from Dawn's court-supervised sale of Tony's house. The alimony from Jennifer Johnson was a fixed $1,500/month — only one payment (Dec 2020, $1,500) appears in the BOF account that year, meaning the remaining ~$38,672 came from the house sale. The 2018 ($9,000) and 2019 ($18,000) figures remain consistent with partial- and full-year alimony from Jennifer at $1,500/month. The 2019 deduction anomaly ($33,144 itemized — $20K above standard deduction) is a separate unresolved issue.

Source Identified: House Sale2020Proceeds Destination OpenTAX
⚠️

#8 — Tax Preparer Changed 2024 Coinciding with 87% Income Drop [TAX]

Ryan Tax Service (2018–2023) → Thoman Financial Services (2024–2025). The switch coincides exactly with income collapsing from ~$28,950 to $7,261 (-87%) and the income source shifting from "alimony/other" to interest/pension. The new preparer also applied the enhanced $6,000 senior deduction in 2025 to further eliminate tax. Pattern: new preparer + dramatically lower income + more aggressive deductions = a deliberate restructuring of Tony's tax profile post-Mona.

WarningPreparer Change87% Income DropTAX
⚠️

#9 — OCR Mismatches on 7+ Checks (Table Shows Higher Amounts Than Images) [BANK]

Checks #1100 (table $4,500 / image lower), #1105 (table $4,500), #1138 (table $4,254 / image $1,254), #1141 (table $425 / image $125), #1156 (table $450 / image $150), #1188 (table $450 / image $150), #1199 (table $450 / image $150). Pattern: table consistently shows higher amount. Could be check washing (altering check amounts after issuance) or systematic OCR parsing error. All need physical verification.

WarningCheck Tampering?7 ChecksBANK
⚠️

#10 — Unexplained $6,300 Deposit (Oct 2022) + Unidentified Recurring $1,738.80 Check [BANK]

$6,300 (Oct 21, 2022) — large one-time deposit, source still unidentified. The Dec 31, 2024 $5,216.40 deposit is now partially clarified: the Bank of O'Fallon deposit slip shows two physical checks ($1,738.80 + $3,477.60) deposited together by Dawn. The $1,738.80 is confirmed NOT to be the SS direct deposit (which posted separately on 12/24/24 as $1,738.80 via SSA TREAS). The same $1,738.80 physical check reappears on 01/31/25 — same day as the $33,587.34 Mona distribution — suggesting a recurring monthly payment from an unidentified external source. Source needs investigation: subpoena Wells Fargo retirement records and Mona estate Form 1041. (The $4,338.14 Feb 2026 deposit is resolved: "Off. CD" on deposit slip = confirmed CD maturity.)

Warning$6,300 + Recurring $1,738.80Source UnknownBANK
⚠️

#11 — 2022 Illinois Income Exceeds Federal by $9,411 (Unusual Reversal) [TAX]

IL net income ~$25,751 vs estimated federal AGI ~$16,340. Illinois normally results in lower net income (pension/SS exclusions). An IL-higher figure suggests either a large OCR misread, federal deductions not available under Illinois, or income reported to Illinois not on the federal return. If the latter, this represents potentially $9,411 in income on one return but not the other.

WarningIL vs Federal Gap2022TAX
⚠️

#12 — "WFBHR CORP BENEFITS" Debit $567.11/month Jan–Jun 2021 [BANK]

Five monthly debits of exactly $567.11 labeled "WEB HR CORP BENEFITS" / "WFBHR CORP BENEFITS" totaling $2,835.55. These appear to be a corporate benefit deduction — possibly COBRA, pension, or insurance. They stop after June 2021 (possibly Medicare enrollment at age 65). Not reflected on tax returns. The identity of "WFBHR" and what this benefit covers is unknown. Could indicate employment or benefit relationship not disclosed.

Warning$2,836 Benefits2021BANK
⚠️

#13 — Mona Peach Estate Active 2025: Recurring $1,738.80 Unknown Payment + $33,587.34 Unreported [BOTH]

Mona Peach Estate (EIN 92-6658414) appears on Tony's 2025 Schedule E. K-1 shows only expenses (excess deductions $1,140 + loss $283) — no positive distributions declared. The $5,216.40 Dec 31, 2024 deposit is now confirmed as two physical checks ($1,738.80 + $3,477.60) — not SS, not a CD, source unknown. The $1,738.80 amount recurs as a physical check on 01/31/25 as well (same day as the $33,587.34 Mona distribution), suggesting a recurring monthly payment from an unidentified source. More critically: the $33,587.34 Mona estate distribution (01/31/25, confirmed by deposit slip and statement) is not declared on any annual guardianship report filed in Case 19-P-656. The Mona estate Form 1041 (EIN 92-6658414) must be obtained to identify all distributions and whether the recurring $1,738.80 payment is estate-related.

WarningEstate Distributions?2024–2026BOTH
ℹ️

#14 — SS First Deposit May 2022: $4,764 Catch-Up [BOTH]

First SSA payment $4,764.60 (roughly 3× monthly) indicates a ~3-month retroactive enrollment. SS is non-taxable at Tony's income level — which is why it doesn't appear on tax returns. This means Tony's actual total income (declared + SS) was $36K–$48K/yr in 2022–2025, making his lifestyle more explainable but making the 2019 deduction anomaly and 2020 spike more suspicious by comparison.

SS ConfirmedBOTH
ℹ️

#15 — UFCW Pension Perfectly Matches Tax Return ($276.98 × 12 = $3,324) ✓ [BOTH]

One of the few confirmed cross-dataset matches. UFCW pension starts Sep 2023 at $276.98/month. 2024 and 2025 tax returns show $3,324 pension income ($276.98×12=$3,327.76≈$3,324 ✓). This confirms the bank and tax records are the same person and that at least some income was accurately reported. UFCW = United Food and Commercial Workers union, suggesting Tony worked in retail/food industry.

Confirmed ✓CorroboratingBOTH
ℹ️

#16 — Tax Refunds Confirmed in Bank ($1,613 and $926) ✓ [BOTH]

2022 refund ($1,613) arrived bank May 10, 2023. 2023 refund ($926) arrived May 1, 2024. Both from "IRS TREAS 310 TAX REF" — exact matches to tax return records. This establishes that the bank and tax records are definitively from the same individual, increasing confidence that other discrepancies are genuine anomalies.

Confirmed ✓CorroboratingBOTH
ℹ️

#17 — $338.80 Recurring Check (10+ Instances, Quarterly) [BANK]

Check for exactly $338.80 appears 15+ times across 2021–2025 at roughly quarterly intervals. Consistent with a fixed obligation: property tax installment, HOA fee, or structured payment. Likely benign but should be identified. Payee unknown (check images needed).

InfoRecurring $338.80BANK
ℹ️

#18 — "ELIPS LIFE INS" = Tony's Medicare Supplement Insurance (Routine) [BANK]

ELIPS Life Insurance is Tony's Medicare supplement (Medigap) policy — confirmed by enrollment timing. Tony turned 65 on April 25, 2022; ELIPS payments begin November 2022, consistent with a standard Medicare open enrollment window. Premium escalation from $101.59 to $169.01 (+66% over 3.5 years) is normal age-rated Medicare supplement pricing — carriers re-rate annually based on age, and ~5–8%/yr compounded over 3.5 years produces exactly this range. MEDICO WELLABE ($43.79/month starting Jan 2026) is likely a dental/vision supplement or Part D drug plan — routine for a Medicare enrollee. No concern. This is appropriate healthcare coverage for a 68-year-old ward.

Resolved — RoutineMedicare SupplementBANK
🚨

#19 — "Dede Spinnenweber" Self-Payments: $109,704 in 23 Transactions — ALL Fraud Suspect [BANK]

23 checks labeled "Self-Payments to Dede Spinnenweber" totaling $109,704.75 — exceeding the entire mystery check total previously reported ($104,500). Every check is flagged "fraud suspect." Payments run 2021–2026 in a quarterly escalating pattern: $1,500–$3,000 (2021) → $4,500–$6,000 (2022–2023) → $7,500–$8,000 (2024) → $8,000–$10,000 (2025) → $4,000 (2026). "Dede Spinnenweber" is unidentified in public records. See the 🕵 Dede Payments tab for full breakdown and theories.

Critical$109,70423 ChecksAll Fraud SuspectEscalating PatternBANK

#20 — Jan 31, 2025 Deposit of $33,587.34 CONFIRMED — Mona Peach Estate Distribution [BANK]

Initially flagged as an OCR anomaly (parser captured only $1,738.80 from the same line), the $33,587.34 deposit on Jan 31, 2025 has been confirmed via subpoena records. The Bank of O'Fallon deposit slip (dated 1/31/25, account ending 478, customer name Anthony J. Peach) and the Jan 2025 bank statement both independently document this deposit. The statement's All Credit Activity section shows both deposits on 01/31/25: $1,738.80 and $33,587.34, totaling $35,326.14 — matching the statement summary exactly. Source confirmed: distribution from Mona Peach's estate to Tony, per the court-filed Proposed Schedule of Distribution (Case No. 2023-PR-0286, 20th Judicial Circuit, St. Clair County). All four heirs received distributions: Anthony J. Peach $33,587.34, Janet L. (Peach) Schuyler $33,587.35, Christopher J. Peach $33,587.34, and Dawn A. Peach $35,437.92 (plus $1,850.58 executor reimbursement). Tax treatment: distributions of estate corpus (principal) are generally non-taxable under IRC §102 and would not appear as income on Schedule E — only income earned by the estate flows through via K-1. The 2024 return correctly excludes this amount. The estate's Form 1041 (EIN 92-6658414) should still be obtained to confirm the full distribution schedule and whether all beneficiaries were treated equally.

Confirmed$33,587.34 VerifiedJan 31, 2025Court-Ordered DistributionNon-Taxable CorpusBANK+COURT

#21 — Account Number Variants 473 and 9478 on Four Statements — Confirmed OCR Read Errors [BANK]

Previously flagged: 4 statements showed account numbers ····473 (Aug 10, 2021 and Oct 8, 2021) and ···9478 (Aug 10, 2022 and Feb 10, 2025), raising the possibility of separate accounts. Confirmed after manual review: all four are OCR misreads of the same account ····478. There is only one Bank of O'Fallon account in this dataset. No further action needed.

ResolvedConfirmed ····478 OnlyOCR ArtifactBANK
🚨

#22 — $25,000 Vehicle Purchased with Tony's Funds, Titled in Dawn's Name [BANK+OP]

Confirmed asset conversion with documentary proof: Guardian's financial disclosure documents a 2017 Dodge Grand Caravan (mobility accessible) purchased for $25,000 on 03/24/2025, described as used "strictly when he is taken out to appointments and when he wants to go out to eat." The vehicle is titled in Dawn Peach's name, not Tony's — yet every dollar came from Tony's account. The March 2025 bank image statement confirms the full payment trail:

  • 02/12/25 — Check #1200, $100 to Cash, memo "Cashier check" — cashier's check issuance fee, paid from Tony's account
  • 03/06/25 — $25,000 cashier's check drawn on Tony's BOF account, "Dawn Peach, Authorized Sig" — the car purchase itself
  • 03/07/25 — Check #1201, $700 to Cash, memo "Tony's car" — taxes and registration fees, paid from Tony's account. Dawn's own handwriting calls it "Tony's car" on the memo line.
  • 03/12/25 onward — Allstate F&C insurance $154.92/month — ongoing insurance premiums paid from Tony's account

Total extracted for this vehicle: $25,800+ and counting. The memo "Tony's car" written by Dawn on Check #1201 is a direct admission that she treated the vehicle as belonging to Tony — while simultaneously titling it in her own name. This is a textbook conversion of a ward's assets under Illinois law. Under 755 ILCS 5/11a-18, a guardian may not use estate assets for the guardian's own benefit without court approval. No such authorization has been identified.

CriticalAsset Conversion$25,000 Titled to DawnTony Paying InsuranceNo Court AuthorizationBANK+OP
🚨

#23 — Wells Fargo Retirement Account $795,622.61 — Never Disclosed in Bank Records Dataset [OP]

Guardian's financial disclosure (as of 08/22/2025) lists a Wells Fargo retirement-type account with a balance of $795,622.61. Dawn noted it "has not had any activity since I was made legal guardian in 12/19/19." This account does not appear anywhere in the Bank of O'Fallon subpoena records and was not previously known to this investigation. At 5+ years without activity, its current status — whether it remains intact, has been drawn down, or rolled over — requires immediate verification. Subpoena Wells Fargo for full account history from 2019 to present. If funds have been moved, the destination account(s) must be identified.

Critical$795,622 Hidden AccountWells FargoNot in BOF RecordsOP Report
⚠️

#24 — Three BOF CDs Totaling ~$72K Confirmed — All POD to Julia & Samuel Peach, Dawn as Signer [OP]

Guardian's financial disclosure lists three Bank of O'Fallon certificates of deposit not in the checking account subpoena records: $6,546.44 (matures 12/24/25), $32,467.17 (matures 02/06/26), and $33,397.49 (matures 05/27/26) — total $72,410.10. CD terms confirmed: the $6,546.44 CD was opened 08/24/2024 at 5.00% (APY 5.10%), 8-month term. All three CDs are designated Payable on Death to Julia A. Peach and Samuel L. Peach, with Dawn A. Peach as Authorized Signer. This resolves the MISSING CD question — these are the accounts generating the $3,937 interest income reported in 2024. Total interest-bearing assets now account for the declared interest income.

Warning$72,410 in CDsPOD: Julia & Samuel PeachDawn as Auth SignerOP Report
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#25 — $2,000/Month Household Expense Payments to Dawn — Undisclosed Compensation [OP]

Guardian's financial disclosure states: "Pays $2,000 monthly toward household expenses/care." At $2,000/month, this represents $24,000/year flowing from Tony's funds to Dawn for household expenses — on top of the $109,704 in Dede Spinnenweber checks. This recurring transfer does not appear as a line item in any bank statement reviewed (no matching ACH or check pattern identified yet), suggesting it may be paid via a mechanism not captured in the BOF checking subpoena — possibly cash, or a separate account. This amount should appear in the guardian's annual court accounting as a documented expense. The 2025 Annual Report (Case No. 19-P-656, filed April 15, 2025) has now been obtained. It lists "Dental plan $360 yearly / ELTPS secondary insurance $135.21 monthly / Mutual of Omaha Life Insurance $333.80 quarterly / Personal Items / Restaurants / household request - gift giving / $2,000 monthly" — confirming the $2,000/month household payment. No mention of $109,704.75 in Dede Spinnenweber payments anywhere in the report.

Warning$24,000/YearHousehold Expenses to DawnNo Matching Bank TransactionsOP Report
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#26 — March 2025 Witness Admission: Dawn Announces Plan to Pay Herself Rent and Caretaking [WITNESS]

In March 2025, Dawn Peach told Jennifer Johnson (Anthony J. Peach's ex-wife, a named alimony witness) that she was going to "start paying herself rent and caretaking from Tony's money." This is a direct admission of self-dealing by the court-appointed guardian. Key context: the Dede Spinnenweber checks — $109,704.75 across 23 transactions — began in 2021, four years before this statement. Dawn's announcement may have referred to a new or formalized layer of self-payment on top of the existing Dede extraction, or may indicate she believed the prior payments were concealed and was planning to openly begin paying herself. Either interpretation constitutes an admission that she was using ward funds for personal benefit without court authorization. Jennifer Johnson is a competent witness available to testify under oath.

CriticalGuardian AdmissionMarch 2025Self-Dealing ConfirmedWitness: Jennifer Johnson
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#27 — Receipt Analysis vs. Dede Payments: $3,956 Submitted vs. $38,606 Extracted (Jan 2025–Apr 2026) [RECEIPTS + BANK]

A full forensic review of all 76 pages of care expense receipts submitted by Dawn Peach for the period December 2024 through April 2026 reveals a stark disparity between documented care spending and funds extracted via Dede Spinnenweber:

CategoryAmountNotes
Total submitted care expense receipts~$3,956Food, pharmacy Rx, Amazon medical supplies, van costs
Van-related expenses buried in receipts$576.75Gas $39.63 + wiper blades $30.25 + battery $219.99 + repair $286.88 — for Dawn's van
Dede Spinnenweber checks (same period)$38,605.647 checks: Jan 2025–Mar 2026 ($8K, $2.6K, $10K, $6K, $4K, $4K, $4K)
Extraction ratio9.8 : 1For every $1 in submitted care receipts, ~$9.80 was extracted via Dede checks
% of total outflows documented as care receipts9.3%$3,956 ÷ $42,562 total — 90.7% of all outflows left no care documentation
% after removing van costs from receipts7.9%$3,379 legitimate care ÷ $42,562 — van expenses ($576.75) not Tony's care

The receipts consist of: fast food and restaurant visits (~$650), Walgreens pharmacy/Rx (~$400), Walmart grocery runs (~$850), Amazon medical orders — primarily external catheter packs at $78–$82 each, totaling ~$1,086 — and the $576.75 in van expenses. The Amazon orders are all shipped to Dawn's home address (2701 Woods Way, Belleville) and paid with "Prime Visa ending in 9989" (Dawn's personal Amazon account). Dawn is likely charging Tony's supplies to her personal credit card, then seeking reimbursement from Tony's account while simultaneously extracting funds via Dede checks. The small receipt amounts are consistent with someone creating a paper trail to justify caretaking status while extracting far larger amounts through a secondary channel.

Critical$38,606 Extracted vs $3,956 SubmittedJan 2025–Apr 20269.8x Disparity76 Pages Analyzed
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#28 — Dawn's Van Maintenance Submitted as Tony's Care Expenses — Dede Drops Off Van for Service [RECEIPTS]

Tony's care expense receipt packet contains four vehicle-related charges for the 2017 Dodge Grand Caravan titled to DAWN A PEACH (VIN 2C4RDGCG6HR666309, purchased with Tony's $25,000 — see Finding #22):

  • Circle K gas (11/08/2025): $39.63 — 12.388 gallons at $3.199/gal. Tony does not drive. This is fuel for Dawn's or Dede's vehicle.
  • AutoZone wiper blades (10/17/2025): $30.25 — purchased on DEDE SPINNENWEBER's AutoZone rewards account (Store #255, Belleville IL, member since 01/11/2024).
  • AutoZone car battery (11/28/2025): $219.99 — Duralast Gold H7-DLG (correct size for 2017 Dodge Grand Caravan), Store #255. Consistent with Dede's AutoZone account history at same location.
  • Southern Bus & Mobility repair (11/06/2025): $286.88 — Invoice RO#BR-73064, Account: Dawn Peach, 2701 Woods Way. VIN 2C4RDGCG6HR666309 (exact match to Dawn's van). Service notes state: "618-558-1016 Deedeee dropping off Tuesday" — Dede Spinnenweber physically dropped the van off for service. Payment: Chase Visa ending 1683 (not Tony's Discover ending 1892).

Total van maintenance submitted as Tony's care: $576.75 on top of the $25,000 purchase price (Finding #22) and ongoing Allstate insurance. Dede Spinnenweber's role as van caretaker further confirms she is not simply a check recipient — she is Dawn's agent actively managing assets acquired with Tony's funds.

Critical$576.75 Auto ExpensesDede Drops Off VanDawn's VehicleTony Doesn't Drive
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#29 — Dede Spinnenweber Identified as "Denise" — Personal Accounts Used for Tony's Care Purchases [RECEIPTS]

Two digital receipts in Tony's care expense packet confirm Dede Spinnenweber's full name is Denise and that her personal retail accounts are used for Tony's care purchases:

  • Sam's Club email (08/21/2025): Receipt header reads "Here's your Sam's Club receipt, Denise." Sent to auntsdnd@att.net. Item: NEURIVA brain supplement, $34.98 + tax = $35.59. Purchased at O'Fallon Sam's Club #8285 and submitted as Tony's care expense.
  • Sam's Club email (10/06/2025): Sent to auntsdnd@att.net. Items include ADULT WIPE Qty 3 = $35.28 ($11.76 each) and ADVIL — Tony's incontinence supplies being purchased on Dede's Sam's Club account.
  • AutoZone (10/17/2025 + 11/28/2025): Rewards account in name "DEDE SPINNENWEBER", Store #255, Belleville IL — wiper blades and car battery both purchased on her account.

The email address auntsdnd@att.net — "Aunt S/D/N/D" — is likely a family-designation email used by Dede (Denise). This creates a documented payment loop: Tony writes checks to Dede → Dede shops for Tony on her personal accounts → receipts emailed to Dede → submitted as Tony's care expenses. This circuit eliminates any independent verification that Tony's funds are actually being spent on Tony's care. Subpoena Sam's Club records for the auntsdnd@att.net account and the O'Fallon AutoZone account in Dede Spinnenweber's name to identify the full scope of purchases.

WarningDenise = Dede ConfirmedSam's Club AccountAutoZone Accountauntsdnd@att.net
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#30 — Personal and Non-Care Items Mixed into Tony's Submitted Expense Receipts [RECEIPTS]

Several items in Tony's 76-page care expense packet are clearly personal purchases unrelated to his care, submitted on the same receipts as legitimate care expenses to inflate the appearance of caregiving:

  • iPhone 16 Case ($23.99): ESR MagSafe-compatible phone case included in Amazon order (07/09/2025, Order #113-4547200-2513040, Grand Total $269.81 shipped to Dawn's home). Tony is an elderly ward who does not have an iPhone 16.
  • LEGO sets ($89.80): Two LEGO sets at Sam's Club (01/17/2025, $44.90 each) on the same $549.70 Sam's Club receipt as Poise Liner and NEURIVA. Tony's portion claimed: $3.
  • Lawn bags ($59.88): Six packages of lawn bags ($9.98 each) on the same Sam's Club receipt. Not a care expense for a disabled elderly man.
  • NEURIVA Brain Performance supplements ($34.98, Sam's Club + Walgreens): Multiple purchases of cognitive supplements. Whether prescribed for Tony is unverified; at least one purchase was on Dede's Sam's Club account.
  • Tide laundry detergent and household cleaning: Multiple large laundry detergent purchases (e.g., Target, Schnucks) annotated "Tony" but mixed with items annotated with other initials.

The practice of mixing personal items into care expense receipts, then submitting only a partial "Tony" amount, obscures the full scope of personal spending being passed through Tony's care account. The pattern suggests a deliberate strategy to create plausible-looking expense documentation while maintaining broad purchase latitude.

WarningiPhone 16 CaseLEGO SetsLawn BagsNon-Care Items76-Page Receipt Analysis
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#31 — Guardian's Official Court Email = Dede's Retail Account Email (auntsdnd@att.net) [ANNUAL REPORT + RECEIPTS]

The 2025 Annual Report (Case No. 19-P-656) lists Dawn Peach's guardian contact email as auntsdnd@att.net — the same email address that receives Sam's Club purchase receipts in the name of Denise Spinnenweber ("Here's your Sam's Club receipt, Denise."). This means the guardian's official email to the St. Clair County Circuit Court is a shared or joint account used by both Dawn and Dede for retail purchases on Tony's behalf. The same report also lists Denise Spinnenweber (618-558-1016) as the primary contact person for the court — the same phone number listed in the Southern Bus & Mobility van service record as the person dropping off Dawn's vehicle. The individual receiving $109,704.75 in undisclosed checks is simultaneously: (1) the guardian's listed emergency contact with the court; (2) a co-user of the guardian's official email address; (3) a co-resident at 2701 Woods Way with the ward. The annual report describes "Two RN's live in home" — both Dawn and Denise appear to be registered nurses living with Tony, yet no compensation to Denise appears anywhere in the court-filed expense disclosures.

CriticalGuardian Email = Dede's Emailauntsdnd@att.netDede Listed as Court ContactTwo RNs in HomeAnnual Report 19-P-656
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#32 — 2025 Annual Report: $109,704 in Dede Payments Omitted from Court Disclosure [ANNUAL REPORT]

The 2025 Annual Report for guardianship Case No. 19-P-656 (filed April 15, 2025, covering April 15, 2025 – April 15, 2026), signed under oath by Dawn A. Peach, lists Tony's income as UFCW pension and SS Benefits (~$1,776.60/month) and expenses as dental plan, secondary insurance, Mutual of Omaha life insurance, personal items, restaurants, household/gift giving, and $2,000/month household. The report is certified: "I swear or affirm that the information contained in the above Annual Report is true and correct to the best of my knowledge and belief."

Omitted from the sworn report:

  • $109,704.75 in checks to Denise Spinnenweber — 23 transactions from 2021–2026, none appearing in any expense category
  • $33,587.34 Mona Peach estate distribution (received Jan 31, 2025) — not listed in income
  • $25,000 van purchase (March 2025) — titled to Dawn, not Tony
  • Wells Fargo 401k ($795,622.61) — listed in assets but with no accounting of distributions
  • Van maintenance expenses ($576.75 for Dawn's vehicle) — submitted as care expenses but not disclosed as non-care spending

Filing a false sworn statement in a guardianship proceeding is a contempt of court and may constitute perjury under 720 ILCS 5/32-2. The omission of $109,704.75 in payments to a co-resident who is also the guardian's listed emergency contact and email co-user is not an oversight — it is a deliberate concealment from judicial oversight. This report is labeled "Unapproved" — the court has not approved it, meaning no judicial review of these financials has occurred.

CriticalPerjury Risk$109,704 OmittedSworn Annual ReportUnapproved by CourtCase 19-P-656
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#33 — CONFIRMED UNDER OATH: Dawn Peach Is Married to Denise J. Spinnenweber [INTERROGATORIES]

Dawn Peach's sworn Answers to Interrogatories (verified April 27, 2026; Case 2019-P-656) state as Answer #1: "Married to Denise J. Spinnenweber." This is the first time this relationship has been confirmed in a court filing. Denise J. Spinnenweber is:

  • Dawn's legal wife (per sworn interrogatory answer)
  • The recipient of at least $109,704.75 in undisclosed checks from Tony's Bank of O'Fallon account
  • A co-resident at 2701 Woods Way, Belleville — the ward's address
  • Listed in all annual reports as an "emergency contact" — never as Dawn's spouse or a compensated caregiver
  • The owner of the retail accounts (Sam's Club, AutoZone) used to purchase Tony's supplies
  • The guardian's official court email address co-user (auntsdnd@att.net)

Under Illinois guardianship law (755 ILCS 5/11a-18), a guardian who makes payments to her own spouse from the ward's estate — without court authorization and without disclosing the marital relationship in any annual report — commits a textbook breach of fiduciary duty and conflict of interest. Every annual report filed since 2019 lists Dede only as a "close friend/contact" while never disclosing to the court that she is Dawn's wife and the primary recipient of the $2,000/month household payment. The court cannot evaluate the propriety of payments to a care provider without knowing that provider is the guardian's spouse.

CriticalMarried to Dede — Confirmed OathConflict of InterestSpousal Payments UndisclosedInterrogatories 4/27/2026Case 19-P-656
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#34 — Active Litigation: Sam's Cross-Petition for Guardianship Transfer (2025–2026) [COURT RECORDS]

Case 2019-P-656 is an active contested guardianship proceeding. Timeline of proceedings:

  • July 29, 2025: Samuel Peach filed Cross-Petition for guardianship via Stange Law Firm, P.C. (attorney Emma Curtis), 115 Lincoln Place Ct. Suite 101, Belleville, IL 62221. Cross-petition alleges Tony's estate is approximately $900,000, that Dawn is neglecting basic needs and isolating Tony, and requests Sam be appointed guardian of person and estate.
  • August 12, 2025: Disabled Appointment Order — Sam present (with Emma Curtis); Dawn NOT present; Tony NOT present. Judge Thomas B. Cannady appointed Guardian Ad Litem: Gregory Skinner to investigate all matters. Hearing set August 26, 2025.
  • August 25, 2025: Philip R. Rice (Rice Law Offices, Ltd., 110 East Lincoln St., Belleville, IL 62220; 618-277-6010) entered appearance as attorney for Respondent Dawn Peach.
  • August 26, 2025: Court ordered Dawn to file annual report within 30 days; Trial set January 22, 2026, 11:00 AM, Courtroom #110; Discovery cut-off November 19, 2025.
  • September 17, 2025: Dawn filed court-ordered annual report with cover letter to Judge Cannady (see Finding #35).
  • April 27, 2026: Dawn verified Answers to Interrogatories (served May 6, 2026) — confirming the case is still actively litigated 3+ months after the January 22, 2026 trial date, suggesting a continuance or ongoing proceedings.

Dawn's interrogatory answer #6 states Sam "has indicated that it is his intent to put Tony in a nursing home" and "refused to feed Tony lunch as punishment" during visits. Sam's petition states the original agreement was that Dawn would care for Tony until Sam finished college, and Sam (now a software engineer) is ready to assume guardianship. The character reference letters and medical opinions (Dr. Sensintaffar, Fulks) produced in February–March 2026 confirm Dawn assembled a support case for the trial. The financial exploitation evidence in this investigation would be directly relevant to the guardianship challenge proceedings.

InfoActive LitigationCross-Petition Filed 7/29/25Guardian Ad Litem AppointedTrial 1/22/2026Stange Law Firm (Sam)Rice Law Offices (Dawn)
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#35 — Annual Report Only Filed Because Court Ordered It — Dawn Admits No Prior Communication [COURT LETTER]

Dawn Peach's letter to Judge Thomas B. Cannady (dated September 9, 2025; filed September 17, 2025) provides a critical admission regarding the April 2025 annual report that was marked "UNAPPROVED":

"I am confused over the annual statement requirements, as I completed and submitted one in April 2025, using the same format as I had in the previous years. I received no communication that it was not approved this year until the current guardianship issue."

This admission establishes:

  • The April 2025 annual report sat unreviewed and unapproved for months with no court feedback to the guardian
  • Dawn only learned it was unapproved when Sam filed his cross-petition on July 29, 2025 — meaning Sam's legal action triggered the financial disclosure that the court system failed to require
  • The August 26, 2025 court order explicitly required a new annual report within 30 days, which Dawn filed September 17, 2025 — it was court-compelled, not voluntary
  • The letter also states the delay was "waiting on an updated statement from Wells Fargo" — revealing that the Wells Fargo balance was not previously documented with current statements

This pattern reveals that annual reports had been filed and nominally accepted for years without substantive judicial review of the financial disclosures — enabling the undisclosed Dede payments, the missing estate distribution, and the $25,000 van purchase to pass through the system undetected. The court's oversight mechanism failed completely until adversarial litigation forced scrutiny.

CriticalOversight FailureCourt-Ordered DisclosureDawn Admits Unapproved Since AprilJudge Cannady Letter 9/9/2025
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#36 — WashU Neuropsych Assessment (Oct 7, 2025): Tony Has Average IQ — But Interview Was With Dawn Present [MEDICAL RECORDS]

Washington University School of Medicine neuropsychologist Dr. Robert Fucetola, PhD, ABPP (Head, Section of Neuropsychology, Professor of Neurology) conducted a full neuropsychological evaluation of Tony on October 7, 2025, at the request of Dr. Saurav Das at Dawn's request for the pending court hearing.

Test results:

  • Verbal Comprehension Index (WAIS-IV): 91 — 27th percentile = AVERAGE for age
  • Long-term memory: within normal limits (remote memory average)
  • Moderate impairments: receptive language, temporal orientation, everyday problem-solving/judgment
  • Mild impairments: verbal short-term memory, attention, comprehension of social norms
  • Tony denied negative mood states; self-reported memory as "good"
  • Reads Wall Street Journal every other day; watches MSNBC daily

Key conclusion (Recommendation #1): "I do think he has the adequate underlying neuropsychological capacities to make a decision about his living situation, although because of his cognitive deficits he may need more time to process information."

Critical context that undermines the living-preference finding:

  • The report notes: "Mr. Peach arrived early for the evaluation, and was accompanied by his sister. He was interviewed in the presence of his sister and tested alone." Tony's stated preference to remain with Dawn was expressed WITH DAWN IN THE ROOM.
  • One month earlier (September 8, 2025), Dr. Saurav Das (WashU Stroke Clinic) documented: "The patient does not wish to go to NC. He does not like his sister either. He wants to live alone but does not know how he will get around without assistance." — Tony expressed ambivalence about BOTH options, not simply a preference for Dawn.
  • Dr. Das also noted: "Sister says she has the POA and she has a court hearing coming up, and requests me to provide assessment of capacity." Dr. Das declined to provide a legal capacity document.
  • Tony "self-tapered" his Depakote (valproic acid) medication — reducing the dose himself without medical guidance. This directly contradicts Dawn's annual report claim that she handles all "medication set-up and administration."

The neuropsych report also notes the MRI of Tony's brain shows "frontal temporal atrophy" suggesting a possibly separate neurodegenerative process beyond the 2019 stroke, warranting follow-up testing in one year.

WarningIQ=91 Average RangeLong-Term Memory NormalInterview With Dawn PresentTony Doesn't Like Sister (Dr. Das)Self-Tapered MedicationWashU Neuropsych 10/7/2025
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#37 — Mona Peach Estate Distribution ($33,587.34) Never Reported in Any Annual Report [ESTATE RECORDS]

The Proposed Schedule of Distribution for the Estate of Mona Peach (Case 2023-PR-0286, St. Clair County) shows Anthony J. Peach (Son) is entitled to $33,587.34 as his share of his mother's estate. This distribution — a material income event for the ward's estate — does not appear in any annual report filed with the court in Case 19-P-656.

  • The 2024 Unapproved Annual Report (April 2025) lists only: UFCW pension, SS Benefits, dental plan, insurance, and $2,000/month household — no estate inheritance
  • The court-ordered September 2025 Annual Report lists income as only SSA $1,776.60 and UFCW pension $276.98 monthly — no estate inheritance
  • Tony's 2024 tax return (produced in discovery) shows only SS, UFCW pension, and Bank of O'Fallon interest — no estate distribution income reported
  • The distribution schedule does not indicate when payment was made, but Mona Peach died in 2022 and the estate case (2023-PR-0286) would have distributed funds approximately 2023–2025

Under Illinois guardianship law (755 ILCS 5/11a-18), a guardian is required to account for all income received on behalf of the ward. A $33,587 inheritance that passes through Tony's estate without appearing in any court filing represents either: (1) an undisclosed deposit into Tony's Bank of O'Fallon account subsequently spent without accounting; (2) funds retained by Dawn or distributed without court approval; or (3) an error in the estate proceeding. The estate also shows Dawn received $35,437.92 + $1,850.58 executor fee as executor of her mother's estate — meaning Dawn controlled both the distribution FROM Mona's estate TO Tony and managed Tony's account where those funds would arrive.

Critical$33,587 Missing from All ReportsIncome Not Disclosed to CourtDawn Controlled Distribution Both WaysEstate 2023-PR-0286Case 19-P-656
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#38 — Full Asset Disclosure: Forced by Litigation — September 2025 Court-Ordered Annual Report [ANNUAL REPORT + TAX RETURN]

The court-ordered September 17, 2025 annual report and Tony's 2024 Form 1040 (produced in discovery) together provide the first complete picture of Tony's financial estate, forced into existence by Sam's cross-petition:

Financial Assets (as of August 2025):

  • Bank of O'Fallon Checking: $15,180.58 (as of 8/29/25)
  • Bank of O'Fallon CD (matures 12/24/25): $6,546.44
  • Bank of O'Fallon CD (matures 02/06/26): $32,467.17
  • Bank of O'Fallon CD (matures 05/27/26): $33,397.49
  • All CDs have POD as Julia A. Peach and Samuel L. Peach, equal shares
  • Wells Fargo Retirement Account: $795,622.61 (as of 8/22/25) — "no activity since I was made legal guardian in 12/19/19"
  • Mutual of Omaha Life Insurance Policy #1: $100,000 (premium $338.80/quarter)
  • Mutual of Omaha Life Insurance Policy #2: $2,405 (paid up)
  • Both insurance policies name Julia A. Peach and Samuel L. Peach as equal beneficiaries
  • 2017 Dodge Grand Caravan (mobility accessible): $25,000 purchased 03/24/2025
  • Total identifiable estate: approximately $910,000

Income confirmed by 2024 Tax Return (Form 1040, prepared by Russell V. Thoman, Thoman Financial Services, O'Fallon IL):

  • Social Security (gross): $25,280/year (≈ $2,107/month; annual report lists net after Medicare deduction: $1,776.60)
  • UFCW Pension: $3,324/year ($276.98/month — consistent with annual report ✓)
  • Bank of O'Fallon interest: $3,937/year (from CDs and checking — sole interest source reported)
  • Federal taxable income: $0; Refund: $2,318 (from 1099 withholding)
  • Wells Fargo retirement account: zero income reported — consistent with no distributions since guardianship began (no RMDs required until age 73 under SECURE 2.0 Act)

Note: The September 2025 financial disclosure also lists Tony's tangible personal property — including multiple furniture items now at the home of "JP Schuyler, nephew" (Janet Schuyler's son) and a treadmill at "J. Schuyler's home, sister" — items from Tony's sold O'Fallon house (1033 Woodleaf Dr) now distributed to other family members without a clear accounting of authorization.

InfoEstate ~$910,000Wells Fargo Untouched Since 12/2019CDs POD to Julia + Samuel2024 Tax Return ProducedForced Disclosure via Litigation
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#39 — Dawn's Sworn Interrogatory Admissions: Original Agreement + Dementia Contradiction [INTERROGATORIES]

Dawn's verified Answers to Interrogatories (sworn April 27, 2026) contain several legally significant admissions:

Answer #4 — The Original Agreement: "The only agreement that I understand there to be was that when I could no longer provide or take care of Tony then Samuel Page would take on that responsibility." (Note: "Page" appears to be a typographic error for "Peach.") This sworn statement confirms Sam and Dawn had an explicit agreement that guardianship would transfer to Sam when Dawn could no longer provide care. Dawn is now litigating to prevent exactly this transfer.

Answer #5 — Dementia Denial: "I have never claimed that Tony suffered from dementia. He suffers from cognitive issues/frontal lobe involvement after a stroke." This directly contradicts Sam's cross-petition paragraph 6: "The disabled adult, ANTHONY PEACH, is unable to care for himself and requires constant care due to his diagnosis of Dementia." Dawn now denies under oath ever characterizing Tony as having dementia — yet the annual reports characterize his status as "higher level of cognitive dysfunction" and the clinical records note Dawn's descriptions of progressive decline to medical providers.

Answer #9 — Julia Peach Not Visiting: Dawn states Tony's daughter Julia "has been invited, but has not visited — she does not even call Tony." This is the first mention of Julia in any document in this case. Julia Anastasia Peach is Tony's daughter and an equal beneficiary of the CDs and life insurance alongside Sam. Her absence from the proceedings is notable.

Witness list includes Jordan Peach — described as a witness to a Thanksgiving 2024 incident when Sam "told Anthony it was time for him to go to bed even though Anthony had not finished his Thanksgiving meal." Jordan Peach is an unidentified family member. The witness list also confirms Jennifer Johnson as a witness with knowledge of both Dawn and Sam (likely Tony's ex-wife Jennifer Peach from the Ameren utility account at 1033 Woodleaf Dr).

WarningOriginal Agreement: Sam Takes Over When Dawn Can'tDawn Denies Dementia Claim Under OathJulia Peach Not Visiting TonyInterrogatories Verified 4/27/2026
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#40 — Bradford Place Nursing Home 2020: Dawn's "Thrown Out for Racial Slurs" Story Contradicted by Witness — Placement Never Disclosed in Annual Reports [WITNESS + ANNUAL REPORT]

Known placement timeline: Tony resided at Cedar Ridge following his May 2019 stroke, through Winter 2019. He was then transferred to Bradford Place. Dawn pulled him from Bradford Place approximately the week COVID restrictions began (March 2020), bringing him into her own home at 2701 Woods Way — where he has remained under her exclusive custody ever since. Bradford Place appears nowhere in any annual report Dawn has filed. Only Cedar Ridge is mentioned.

Dawn has claimed over the years that Tony was thrown out of Bradford Place for using racial slurs against staff — variously described as calling staff "blackie" or "black," with the specific allegation shifting in her telling. Tony's family and friends have consistently stated they have never witnessed this behavior from him.

Janet Davidson — who appears in Tony's Bank of O'Fallon account as a check payee ($130 on 11/12/2025; $30 on 12/30/2025) and is identified as a witness in this matter — has now admitted that Dawn pulled Tony from Bradford Place. He was not thrown out. Dawn removed him voluntarily.

This is significant on multiple fronts: (1) Undisclosed placement: Dawn filed annual reports covering 2020 and beyond without ever disclosing that Tony had been at Bradford Place — a court-supervised guardian is required to account for the ward's living situation and transitions. (2) Credibility: Dawn told an evolving false story to explain why professional care was no longer an option. The narrative changed details over time and is now directly contradicted by a named witness. (3) Motive: The COVID timing provides a far more obvious reason to pull Tony from a facility — yet Dawn constructed a story blaming Tony's conduct rather than her own choice. Moving Tony into her home placed Dawn in sole control of his finances and access, enabling five years of undisclosed payments to Dede Spinnenweber. (4) Placement options: Since Tony was never actually expelled from Bradford Place, professional facility placement remains a viable and appropriate option — directly undercutting Dawn's implicit position that Tony's conduct prevents institutional care. (5) Impeachment value: The changing, fabricated story about Bradford Place is directly usable at trial to attack Dawn's credibility as a witness.

WarningBradford Place Never Disclosed in Annual ReportsDawn's Story Changed Over YearsJanet Davidson: Dawn Pulled TonyNot Expelled — Voluntarily Removed During COVIDFabricated NarrativeWITNESS + ANNUAL REPORT
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#41 — Dawn Admits Retaliatory Motive: "Karma Is a Bitch" — Witnessed by Neutral Family Member [WITNESS]

Pre-stroke context: Tony distrusted Dawn more than anyone in his life before his stroke — specifically regarding her motives surrounding their parents' estate. He believed Dawn supported and ingratiated herself with their parents because she wanted their house and money after they died. Tony still holds this view. This long-standing hostility and distrust is known to the broader family.

The admission: Erik — Sam's cousin, who rents property from Dawn and is therefore a neutral witness with no financial stake in either side — confronted Dawn directly. Erik asked her: given the history between Tony and Dawn, and Tony's long-standing feelings about her, why was she fighting Sam's petition to assume guardianship? Dawn's response: "Karma is a bitch."

This statement is legally significant for several reasons: (1) Guardian's duty: A guardian's exclusive legal obligation is to act in the ward's best interest. 755 ILCS 5/11a-17 requires the guardian to "encourage the development of maximum self-reliance and independence of the ward." A guardian who views her role as karmic payback against the ward has a motive that is structurally incompatible with that duty. (2) Admission of awareness: The statement acknowledges that Dawn knows Tony historically distrusted and disliked her — and she is leveraging the guardianship against him anyway. (3) Impeachment: Said to a neutral witness, this is a spontaneous out-of-court admission usable at trial. Erik's status as someone who rents from Dawn — and therefore has no incentive to fabricate testimony against her — strengthens the credibility of his account. (4) Pattern confirmation: Tony's pre-stroke concern about Dawn was that she would position herself to extract value from the family estate after their parents died. The $109,704.75 in undisclosed payments to her wife, the $25,000 van titled in her name, and five years of financial control over his estate confirm that his instincts were correct.

Critical"Karma Is a Bitch" — Dawn's Own WordsGuardian Duty vs. Retaliatory MotiveNeutral Witness: Erik (Dawn's Tenant)Tony Distrusted Dawn Pre-StrokeWITNESS
🚨

#42 — July 12, 2025 Confrontation: Dede Discloses Abuse Under Duress; Dawn Announces Plan to Drain Dede and Divorce Her — Identifying the Next Target [WITNESS]

Background — Dede operating under coercion: Prior to July 12, 2025, Sam spoke with Dede Spinnenweber independently. Dede disclosed that Dawn was subjecting her to ongoing abuse. Dede stated she was required to publicly agree with Dawn in front of others — or face being treated horribly and threatened with divorce. Dede's outward alignment with Dawn's position was not voluntary. It was coerced compliance maintained under threat. This reframes the $109,704.75 in checks Dede received: rather than evidence of a willing co-conspirator enriching herself, those payments may represent Dawn's financial control mechanism over Dede — keeping her economically dependent and socially isolated.

The July 12, 2025 confrontation: Sam and others spoke with multiple adults of Dawn and Tony's generation and uncovered additional lies. They then confronted Dawn directly. Dawn believed Dede had been the one to expose her — in fact, it was the other adults who had revealed the information. Believing she had been fully exposed, Dawn made the following statements:

  • She was going to go into debt fighting Sam for years.
  • She would then send Dede back to work to pay off that debt.
  • After the debt was paid, she would divorce Dede.

This is a statement against interest made directly to Sam, witnessed by others present. Its legal significance is substantial: (1) Continued misuse of Tony's estate: Committing to years of litigation-at-any-cost, when the litigation is funded by a ward's estate, is a direct breach of fiduciary duty. A guardian who uses a ward's assets to bankroll personal vendettas is misappropriating estate funds. (2) Dede as financial instrument: Dawn's explicit plan to exhaust Dede's labor to pay down litigation debt — then discard her — treats Dede as a financial resource to be extracted, not a spouse. This is consistent with a predatory pattern: identify a person under control, extract value, move on. (3) Pattern of elder/dependent abuse: Tony is the current extraction target. Dede was the planned next target — to be forced back into the workforce, burdened with Dawn's legal debt, and then divorced. The same pattern of financial domination and coercion that defines the guardianship relationship also defines Dawn's marriage. (4) Dede returned to Dawn's side: Despite disclosing the abuse to Sam, Dede subsequently chose to remain aligned with Dawn. This is consistent with the coercive control dynamic she described — returning to an abuser after disclosure is a well-documented pattern in coercive relationships — but it means Dede cannot be treated as a cooperating witness. What she told Sam remains as evidence of what Sam heard, but Dede herself will not corroborate it. Her return to Dawn's side does not negate the disclosure; it reinforces that the control Dawn holds over her is ongoing.

CriticalJuly 12, 2025 ConfrontationDawn Plans to Drain Dede Then Divorce HerDede Coerced — Not Willing Co-ConspiratorDede Returned to Dawn's Side — Not Available as WitnessPredatory Pattern: Tony → Dede → NextWITNESS
Combined Chronological Timeline — Bank + Tax
Data Gaps — What Should Exist but Doesn't
🚨 High-Priority Gaps: These are actionable. Obtaining these would directly resolve the most significant anomalies.
📁

MISSING: Tony's Bank Statements Before December 2020

The BOF account covers Dec 2020–Mar 2026 only. Tony's 2018 and 2019 alimony income ($9K, $18K from Jennifer Johnson) and the 2020 house sale proceeds ($40,469 reported) predate or bypass the BOF account entirely. The house sale proceeds ($66,218.98 net, confirmed by ALTA Settlement Statement File #2042696) were deposited into BOF account 478 — the December 2020 opening balance of $105,848 confirms this. Dawn then began writing checks to her wife Dede Spinnenweber within 90 days. Subpoena Wells Fargo for full account history from 2018 forward to confirm the retirement account reflects only investment growth and received no additional deposits.

Critical2018–2020Missing Accounts
📁

MISSING: Check Images for Large Round-Dollar Checks (Payees Unknown)

Several large checks are "table_only" — no check image available: #1129, #1158, #1165, #1169, #1183, #1197, #1210. Check #1210 is confirmed $10,000 (the $410K OCR anomaly is resolved). The payee line on each check face is direct evidence of where $100K+ went. Subpoena Bank of O'Fallon for all check images for amounts ≥$1,500. Time-sensitive — banks typically retain 7 years.

CriticalPayees UnknownSubpoena BOF
📁

MISSING: 2019 Schedule A (Itemized Deductions)

Tony claimed $33,144 deductions in 2019 but no Schedule A was found. The amount is plausible given Tony's late-May 2019 stroke (medical expenses + mortgage interest + SALT could reach this level), but the composition cannot be confirmed without the document. Request from Ryan Tax Service and via IRS Form 4506-T.

Critical2019Schedule A
📁

MISSING: Mona Peach Estate Form 1041 (Annual Estate Tax Return)

The Mona Peach Estate (EIN 92-6658414) issued a K-1 to Tony. The estate's Form 1041 would show all income, all distributions to all beneficiaries, and the identity of all beneficiaries. This document would reveal whether Tony received distributions beyond what he declared and who else inherits from Mona's estate. Request from IRS via Form 4506-T or through the estate attorney.

CriticalEstate Form 1041Mona Peach
📁

MISSING: 45 of 63 Bank Statements Flagged as Needing Review

The forensic analysis flagged 45 of 63 statements as requiring human review — likely due to ambiguous OCR or incomplete parsing. The June 2025 $410,000 raw OCR anomaly has been resolved (confirmed $10,000). A complete, clean review of all statements is still recommended before any final conclusions are drawn.

Warning45 StatementsIncomplete OCR
📁

PARTIALLY RESOLVED: Divorce Decree / Separation Agreement (Alimony Basis)

Alimony payer confirmed as Jennifer Johnson, Tony's ex-wife, at $1,500/month terminating at age 65 (April 2022). This accounts for $18,000/year in 2019–2021 and partial-year amounts in 2018 and 2022. Remaining question: the 2020 spike to $40,172 "other income" and the 2022–2023 continued income after Jennifer's payments ended are not explained by this alimony. The divorce decree itself would clarify all terms and any other payment obligations. Obtain via St. Clair County circuit court records.

WarningLegal DocumentAlimony Basis
📁

MISSING: Mona Peach's Bank Records and Financial Accounts

If Tony received alimony from Mona, those payments should appear as debits on Mona's accounts. Did Tony have signatory authority on any of Mona's accounts? Were large checks drawn on Mona's accounts payable to Tony? The P2P transfers from "Jennifer" — could those have originated from Mona's account? Mona's complete financial picture (2018–2024) is essential context for this investigation.

WarningMona's AccountsCritical Context
📁

RESOLVED: Identity of "Jennifer Sue Jo" — Tony's Ex-Wife Jennifer Johnson

Confirmed as Jennifer Johnson, Tony's ex-wife. The $1,500/month BofA P2P payments were court-ordered alimony that terminated when Tony turned 65 in April 2022. Income was properly declared on Tony's tax returns for 2018–2022. No further action needed on this item.

Warning$25,500 UnidentifiedBofA Subpoena
📁

MISSING: Complete 2022–2023 Federal Returns with Schedules

2022 and 2023 income are estimated (low confidence). Schedule 1 for these years — which would show the income source type and whether it was truly "alimony" or something else — is not available. Ryan Tax Service should have copies. Also needed: the 2022 Schedule A or standard deduction worksheet to explain the IL/Federal income gap.

Info2022–2023Incomplete Data
📁

MISSING: June 2023 Bank Statement (Gap in Coverage)

Monthly data shows no entries for June 2023 (jumps from May to July). Either the statement was missing from the document set, the account had no activity, or OCR failed. June 2023 may be significant as the last period of alimony income before Mona's death — any unusual transactions in that month would be relevant.

InfoJun 2023 GapMissing Statement

RESOLVED: Identity of "Dede Spinnenweber" — Confirmed as Denise Spinnenweber, Dawn's Wife

Resolved via 76-page care expense receipt analysis. Two digital Sam's Club email receipts included in Tony's care expense packet confirm: (1) the Sam's Club account is registered under the name Denise — email greeting: "Here's your Sam's Club receipt, Denise." (2) Receipts are sent to auntsdnd@att.net. (3) Her AutoZone rewards account (Store #255, Belleville IL) is registered as "DEDE SPINNENWEBER". (4) A Southern Bus & Mobility van repair invoice for Dawn's Grand Caravan (VIN 2C4RDGCG6HR666309) notes: "Deedeee dropping off Tuesday" — confirming Dede is physically present and active in managing assets acquired with Tony's funds. Full name: Denise Spinnenweber (goes by "Dede"). Relationship to Dawn: confirmed wife/domestic partner (per prior investigation notes). Still needed: subpoena UMB Bank for all 23 check deposits, and subpoena Sam's Club (auntsdnd@att.net) and AutoZone (Store #255) for full account history.

ResolvedFull Name: Denise Spinnenweberauntsdnd@att.netSam's Club + AutoZone AccountsUMB Bank Still Needed

RESOLVED: $33,587.34 Deposit (Jan 31, 2025) Confirmed via Subpoena Records

Previously listed as a critical gap requiring physical statement verification. Resolved: The subpoena records include both the Bank of O'Fallon deposit slip (dated 1/31/25, Anthony J. Peach, account ending 478, amount $33,587.34) and the corresponding Jan 2025 bank statement, which lists the deposit under All Credit Activity. Source identified as a distribution from Mona Peach's estate to Tony. The deposit is not reflected on any known tax return. Next step: obtain Mona Peach Estate Form 1041 (EIN 92-6658414) via IRS Form 4506-T to determine whether this distribution was reported by the estate and whether other beneficiaries received distributions.

Resolved$33,587.34 ConfirmedMona Peach EstateNot on Tax ReturnBANK
📁

MISSING: Vehicle / Car Title Records (Allstate Auto Insurance Begins March 2025)

Purchase confirmed via guardian's financial disclosure: 2017 Dodge Grand Caravan, $25,000 on 03/24/25 (see Finding #22). Critical remaining gap: the vehicle is titled in Dawn Peach's name, not Tony's. Request the Illinois SOS title record for this vehicle to confirm ownership and whether Tony's estate was ever listed. Also verify whether the $25,000 purchase price appears in any court-filed accounting as an authorized estate expenditure.

WarningNo Vehicle RecordsIL SOS Title Search

PARTIALLY RESOLVED: CD Accounts Confirmed at BOF — Three CDs Totaling $72,410 [OP]

Previously flagged as unknown. Resolved: Guardian's financial disclosure identifies three BOF CDs ($6,546.44 + $32,467.17 + $33,397.49 = $72,410.10) — see Finding #24. These accounts account for the $3,937 interest income reported in 2024. Still needed: full CD transaction statements from BOF to confirm no early withdrawals or transfers, and to verify the 2025 interest figure ($3,448) against the remaining CDs. Also subpoena the Wells Fargo retirement account (Finding #23, $795,622.61) which is a separate and far larger asset.

Partially Resolved$72,410 CDs IdentifiedFull Statements Still NeededWells Fargo $795K Still Open
Total "Dede Spinnenweber" Payments
$109,704
23 checks · 2021–2026 · ALL fraud suspect
Escalation 2021→2025
+567%
$1,500/check (2021) → $10,000/check (2025)
Payment Pattern
Quarterly
Payments cluster ~4×/yr — consistent with periodic disbursements
Payee Identity
UNKNOWN
Name not verifiable in public records
🚨 This is the single largest identified payment category in the dataset — $109,704.75 across 23 checks, every one flagged "fraud suspect." The check notes describe quarterly billing periods (e.g., "Jan, Feb, Mar, Apr 2024"), suggesting these are periodic disbursements to an unknown recipient. The check images showing the payee line are the single most important piece of evidence to obtain.
Payment Timeline — Escalating Amounts

All 23 "Dede Spinnenweber" Check Amounts by Date

DateCheck #AmountPeriod Notes
2021-02-17#1095$3,000.00Jan, Feb 2021
2021-03-30#1100$1,500.00March 2021
2021-06-30#1105$1,500.00April 2021
2021-06-30#1112$1,500.00June, 2021
2021-06-30#1116$1,500.00June 2021
2021-12-10#1129$4,500.00July, Aug, Sep 2021
2022-03-01#1142$4,500.00Oct/Nov/Dec 2022
2022-05-11#1149$6,000.00Jan, Feb, Mar, Apr 2022
2022-09-14#1158$6,000.00May, June, July, Aug 2022
2022-12-16#1165$6,000.00Sep, Oct, Nov, Dec 2023
2023-03-08#1169$4,500.00Jan, Feb, Mar 2023
2023-10-06#1174$6,000.00
2024-01-29#1181$1,099.11June -> Dec (Miscellaneous)
2024-01-29#1183$7,500.00
2024-04-29#1189$8,000.00Jan, Feb, Mar, Apr 2024
2024-08-19#1191$8,000.00May, June, July, Aug 2024
2025-01-17#1197$8,000.00Sep, Oct, Nov, Dec 2024
2025-03-12#4202$2,605.64
2025-06-17#1210$10,000.00Jan, Feb, Mar, Apr, May 2025
2025-08-22#1214$6,000.00June, July, Aug 2025
2025-12-03#1219$4,000.00Sep, Oct 2025 Payment?
2026-01-21#1224$4,000.00Nov, Dec 2025
2026-03-05#1227$4,000.00Jan, Feb 2026
Working Theories
Theory 1 — Cash Extraction / Self-Dealing
Tony writes checks payable to cash or himself and labels them with "Dede Spinnenweber" as a cover description. The quarterly clustering and escalating round-dollar amounts are classic self-dealing signatures. The pattern tracks the depletion of the account balance (from $106K in 2021 to $11K in late 2024).
Theory 2 — Caregiver / Personal Services
Dede Spinnenweber is a real person receiving payment for caregiving, household, or personal services. If legitimate: there should be 1099 filings (Tony should have filed as payer if >$600/yr), and the payee should be identifiable. No 1099 deduction appears on any of Tony's tax returns.
Theory 3 — Informal Beneficiary of Mona's Estate
"Dede" is a beneficiary designated by Mona, and Tony is distributing estate funds to her. If so, these distributions should appear on the Mona Peach Estate Form 1041. The escalation from 2021 onward — while Mona was apparently still alive — raises questions about whether Tony had signatory authority over Mona's funds pre-death.
What Resolves This
1. Check face images (payee line) for all 23 checks — subpoena BOF
2. Search St. Clair County court / property records for "Dede Spinnenweber"
3. Tony's explanation under oath
4. Mona Peach Estate Form 1041 — named beneficiaries
5. Any 1099 filings by Anthony J. Peach as payer
Recurring charges are items appearing in 2+ distinct calendar months. These reveal Tony's steady financial obligations and income streams, and their escalation patterns can indicate hidden relationships or changing circumstances.
All Recurring Items — Sorted by Estimated Annual Value
Payee / DescriptionDir.CntMo.MinMaxAvgEst. AnnualFirstLast
Income - Social Security↑ Credit3231$1,688.40$1,814.40$1,740.37$20,884.502023-01-252026-02-25
Income - Social Security↑ Credit22$1,537.20$1,537.20$1,537.20$18,446.402022-11-232022-12-28
Alimony Payments↑ Credit1716$1,500.00$1,500.00$1,500.00$18,000.002020-12-242022-03-24
Pension / Benefits↓ Debit55$567.11$567.11$567.11$6,805.322021-01-082021-06-07
UFCW MIDWEST PENSION↑ Credit33$276.98$276.98$276.98$3,323.762023-09-292023-12-01
UFCW UNIONS & EM PENSION-CK↑ Credit2117$276.98$276.98$276.98$3,323.762023-12-292026-02-27
ELIPS INS INS. PREM.↓ Debit33$135.21$135.21$135.21$1,622.522024-11-152025-05-15
ELIPS LIFE INS INS. PREM.↓ Debit22$135.21$135.21$135.21$1,622.522025-03-172025-06-16
ELIPS LIFE INS INS. PREM.↓ Debit55$114.58$114.58$114.58$1,374.962024-01-162024-10-15
ELIPS INS INS. PREM.↓ Debit22$101.59$104.64$103.12$1,237.382023-02-152023-05-15
ELIPS LIFE INS INS. PREM.↓ Debit66$101.59$104.64$102.61$1,231.282022-11-152023-10-16
MEDICO WELLABE PREM DEBIT↓ Debit33$43.79$43.79$43.79$525.482026-01-052026-03-03
ELIPS Life Insurance — Tony's Medicare Supplement (Age-Rated, Routine)
✅ ELIPS is Tony's Medicare supplement (Medigap) policy — no concern. Tony turned 65 on April 25, 2022; ELIPS payments begin November 2022, consistent with Medicare initial enrollment. Premium increase from $101.59 → $169.01 over 3.5 years (+66%) reflects standard age-based re-rating — Medicare supplement carriers price annually by attained age, and ~5–8%/yr compounded over 3.5 years produces exactly this range. MEDICO WELLABE ($43.79/month, Jan 2026) is consistent with a dental/vision supplement or Part D drug plan. Both are routine, appropriate expenses for a 68-year-old ward's healthcare coverage.

ELIPS Monthly Premium Over Time

Total Paid to ELIPS (Nov 2022–Mar 2026)
~$4,220
Tony's Medicare supplement — routine healthcare expense
Premium Increase (2022→2026)
+66% — Normal
$101.59 → $169.01 · age-rated re-pricing ~5–8%/yr, expected for Medigap
Medico Wellabe (Jan 2026)
$43.79/mo
Likely dental/vision or Part D supplement — routine for Medicare enrollee
The $338.80 Quarterly Check — Likely Property Tax or Structured Payment
$338.80 recurs 15+ times across 2021–2025 at roughly quarterly intervals — consistent with a fixed quarterly obligation such as: (A) property tax installment for 2701 Woods Way Belleville IL, (B) HOA fee, or (C) a structured payment to an attorney or creditor. The payee is unknown (check images needed). This is likely benign but should be formally identified to rule out undisclosed obligations.
Statements Failed Reconciliation
44
of 63 total · 70% failure rate
Duplicate Statement Dates
3
Aug 10 2021 (×2) · May 9 2025 (×2)
Reconciled Successfully
19
30% passed — mostly 2021 and 2024
Coverage Span
5.3 yrs
Dec 2020–Mar 2026 · 6 subpoena batches
Note on reconciliation failures: Many failures reflect OCR parsing limitations (missing balance_forward fields, multi-month windows, OCR digit errors). However, some reflect genuine anomalies — most critically the Oct 2024 statement which shows a balance_forward of $41,516.85 but the prior period ending balance was $11,516.85, a phantom $30,000 difference with only $453 in recorded debits.
🚨 Critical: October 2024 Balance Discrepancy — $30,000 Unexplained
The Oct 2024 statement records a balance_forward of $41,516.85, but the Sep 2024 statement ending balance was $11,516.85. That is a $30,000 increase in the forwarded balance, with only $453.38 in debits recorded that month. Either: (A) a $30,000 deposit is missing from the Oct 2024 statement records, (B) an OCR error added a digit to the balance_forward field, or (C) there was a large inter-account transfer not captured. This warrants immediate statement image verification.
All Statements — Reconciliation Status
Statement DateStatus / IssueCredits FoundDebits FoundBalance Delta
2021-01-08✓ OK$1,500.00$1,313.85$186.15
2021-02-10✓ OK$1,500.00$875.51$624.49
2021-03-10✗ Failed did_not_reconcile$1,500.00$3,863.77$-2,363.77
2021-04-09✗ Failed did_not_reconcile$1,500.00$2,984.43$-1,484.43
2021-05-10✗ Failed did_not_reconcile$1,500.00$1,785.44$-285.44
2021-06-10✗ Failed did_not_reconcile$1,500.00$3,596.77$-2,096.77
2021-07-09✓ OK$2,900.00$5,128.30$-2,228.30
2021-08-10✓ OK duplicate_statement_date$1,500.00$963.15$536.85
2021-08-10✗ Failed duplicate_statement_date, did_not_reconcile$1,500.00$963.15$536.85
2021-09-10✓ OK$1,500.00$1,305.76$194.24
2021-10-08✓ OK$1,500.00$1,151.95$348.05
2021-11-10✗ Failed did_not_reconcile$1,500.00$0.00$1,500.00
2021-12-10✓ OK$1,500.00$4,790.02$-3,290.02
2022-01-10✗ Failed did_not_reconcile$1,500.00$456.85$1,043.15
2022-02-10✗ Failed did_not_reconcile$1,500.00$2,866.79$-1,366.79
2022-03-10✗ Failed did_not_reconcile$1,500.00$4,625.00$-3,125.00
2022-04-08✗ Failed did_not_reconcile$1,500.00$1,482.32$17.68
2022-06-10✗ Failed did_not_reconcile$4,764.60$6,938.91$-2,174.31
2022-07-08✗ Failed did_not_reconcile$0.00$25.00$-25.00
2022-08-10✗ Failed did_not_reconcile$0.00$722.70$-722.70
2022-09-09✗ Failed did_not_reconcile$0.00$671.61$-671.61
2022-10-07✗ Failed did_not_reconcile$0.00$6,400.25$-6,400.25
2022-11-10✗ Failed did_not_reconcile$6,300.00$100.00$6,200.00
2022-12-09✓ OK$1,537.20$101.59$1,435.61
2023-01-10✗ Failed did_not_reconcile$1,537.20$6,695.02$-5,157.82
2023-02-10✗ Failed did_not_reconcile$1,688.40$1,589.39$99.01
2023-03-10✓ OK$1,688.40$4,601.59$-2,913.19
2023-04-10✗ Failed did_not_reconcile$1,789.99$0.00$1,789.99
2023-05-10✓ OK$3,301.40$690.39$2,611.01
2023-06-09✓ OK$1,688.40$104.64$1,583.76
2023-07-10✗ Failed did_not_reconcile$0.00$179.36$-179.36
2023-08-10✗ Failed did_not_reconcile$1,688.40$104.64$1,583.76
2023-09-08✗ Failed did_not_reconcile$1,688.40$8.55$1,679.85
2023-10-10✗ Failed did_not_reconcile$1,965.38$6,349.68$-4,384.30
2023-11-10✓ OK$1,965.38$104.64$1,860.74
2023-12-08✗ Failed did_not_reconcile$1,965.46$0.00$1,965.46
2024-01-10✗ Failed did_not_reconcile$1,965.38$366.01$1,599.37
2024-02-09✓ OK$2,015.78$9,290.85$-7,275.07
2024-03-08✗ Failed did_not_reconcile$2,015.78$0.00$2,015.78
2024-04-10✗ Failed did_not_reconcile$2,015.78$338.80$1,676.98
2024-05-10✗ Failed did_not_reconcile$2,941.78$8,600.00$-5,658.22
2024-06-10✗ Failed did_not_reconcile$2,015.78$809.58$1,206.20
2024-07-10✓ OK$2,015.78$453.38$1,562.40
2024-08-09✗ Failed did_not_reconcile$391.56$0.00$391.56
2024-09-10✗ Failed did_not_reconcile$276.98$8,114.58$-7,837.60
2024-10-10✗ Failed did_not_reconcile$276.98$453.38$-176.40
2024-11-08✓ OK$276.98$294.19$-17.21
2024-12-10✗ Failed did_not_reconcile$276.98$195.60$81.38
2025-01-10✗ Failed did_not_reconcile$7,232.18$524.01$6,708.17
2025-02-10✗ Failed did_not_reconcile$2,150.99$8,150.00$-5,999.01
2025-03-10✗ Failed did_not_reconcile$2,015.78$800.00$1,215.78
2025-04-10✗ Failed did_not_reconcile$2,053.58$3,667.67$-1,614.09
2025-05-09✗ Failed duplicate_statement_date, did_not_reconcile$276.98$346.80$-69.82
2025-05-09✗ Failed duplicate_statement_date, did_not_reconcile$276.98$346.80$-69.82
2025-06-10✓ OK$2,053.58$135.21$1,918.37
2025-07-10✗ Failed did_not_reconcile$2,053.58$410,474.01$-408,420.43
2025-08-08✗ Failed did_not_reconcile$276.98$6,402.31$-6,125.33
2025-10-10✗ Failed did_not_reconcile$2,053.58$338.80$1,714.78
2025-11-10✗ Failed did_not_reconcile$1,776.60$260.00$1,516.60
2025-12-10✓ OK$2,053.58$4,319.01$-2,265.43
2026-01-09✗ Failed did_not_reconcile$2,053.58$733.77$1,319.81
2026-02-10✓ OK$2,091.38$4,043.79$-1,952.41
2026-03-10✓ OK$6,429.52$4,043.79$2,385.73
Total Transactions
258
Dec 2020 – Mar 2026 · all subpoena PDFs
Fraud Suspect
35
Flagged in forensic working files
Anomaly Flags
49
large_debit / round_dollar / duplicate
Verified & Reconciled
82
Confirmed and matched to sources
Red rows = fraud suspect · Yellow rows = needs followup · Table is horizontally scrollable on mobile.
All Transactions — Bank of O'Fallon Account ····478 (Dec 2020–Mar 2026)
DateTypeAmountDescriptionCategoryFlags
2020-12-11check$75.87State of IllinoisTax
2020-12-11check$285.00CERAUncategorized
2020-12-24credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Payments
2020-12-28check$25.00Family Gift - OKUncategorized
2021-01-07check$105.87Check #1092 [image+table]Check
2021-01-08electronic_debit$567.11WEB HR CORP BENEFITSPension / Benefits
2021-01-26check$15.00Check #1091 [image+table]Check
2021-01-26check$25.00Check #1088 [image+table]Check
2021-01-26credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Payments
2021-01-27check$15.00Check #1089 [image+table]Check
2021-01-27check$15.00Check #1090 [image+table]Check
2021-02-04check$805.51Check #1081 [image+table]Check
2021-02-16check$95.00Pest ControlUncategorized
2021-02-16check$126.66Check #1094 [image+table]Check
2021-02-17check$3,000.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2021-02-22electronic_debit$567.11WFBHR CORP BENEFITSPension / Benefits
2021-02-23check$75.00Check #1096 [image+table]Check
2021-02-24credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Payments
2021-03-15check$67.50Candace BellSitter
2021-03-17electronic_debit$567.11WFBHR CORP BENEFITSPension / Benefits
2021-03-18check$340.08Discover Credit CardCredit Card Payment
2021-03-24credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Payments
2021-03-30check$1,500.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2021-04-02check$338.80Check #1101 [image+table]Check
2021-04-09check$170.94Check #1102 [image+table]Check
2021-04-20check$222.00Discover Credit CardCredit Card Payment
2021-04-21check$1,500.00Lowery Law FirmLawyer Feeslarge_debitround_dollar_debit
2021-04-23check$63.44Check #1106 [image+table]Check
2021-04-26credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Payments
2021-05-11electronic_debit$567.11WFBHR CORP BENEFITSPension / Benefits
2021-05-18check$150.00Check #1108 [image+table]Check
2021-05-18check$686.20Discover Credit CardCredit Card Payment
2021-05-18check$1,311.00Tax PaymentTaxlarge_debitround_dollar_debit
2021-05-26credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Payments
2021-05-28check$110.00Chase Credit CardCredit Card Payment
2021-06-07check$141.42Check #1113 [image+table]Check
2021-06-07electronic_debit$567.11WFBHRCORP BENEFITSPension / Benefits
2021-06-10check$63.93Check #1114 [image+table]Check
2021-06-16check$52.50Check #1115 [image+table]Check
2021-06-24credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Payments
2021-06-28credit$1,400.00DepositDeposit
2021-06-30check$1,500.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2021-06-30check$1,500.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2021-06-30check$1,500.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2021-07-06check$237.00Check #1118 [image+table]Check
2021-07-06check$338.80Life Insurance PremiumInsurance
2021-07-15check$90.00Candace BellSitterpossible_duplicate
2021-07-15check$90.00Candace BellSitterpossible_duplicate
2021-07-26credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Paymentspossible_duplicate
2021-07-26credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Paymentspossible_duplicate
2021-07-27check$813.15Unspecified CheckCheckpossible_duplicate
2021-07-27check$813.15Unspecified CheckCheckpossible_duplicate
2021-08-05check$60.00Candace BellSitterpossible_duplicate
2021-08-05check$60.00Candace BellSitterpossible_duplicate
2021-08-20check$22.40Check #1122 [image+table]Check
2021-08-25credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Payments
2021-08-30electronic_debit$1,283.36Chase Credit CardCredit Card Paymentlarge_debit
2021-09-24credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Payments
2021-09-27check$813.15Blue Cross Blue ShieldInsurance
2021-10-05check$338.80Check #1126 [image+table]Check
2021-10-26credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Payments
2021-11-15check$170.94Check #1127 [image+table]Check
2021-11-24credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Payments
2021-11-26check$48.00Check #1130 [image+table]Check
2021-12-03check$71.08Check #1131 [image+table]Check
2021-12-10check$4,500.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2021-12-24credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Payments
2021-12-28check$25.00Check #1087 [image+table]Check
2021-12-28check$100.00Check #1082 [image+table]Check
2021-12-28check$130.00Check #1083 [image+table]Check
2022-01-03check$338.80Check #1134 [image+table]Check
2022-01-04check$72.47Check #1135 [image+table]Check
2022-01-06check$44.53Check #1136 [image+table]Check
2022-01-18check$230.00Check #1137 [image+table]Check
2022-01-24check$1,254.23Chase Credit CardCredit Cardlarge_debit
2022-01-24electronic_debit$100.00CHASE CREDIT CRD CHECK PYMT CK # 1128Credit Card Payment
2022-01-25check$1,030.56Blue Cross Blue ShieldBenefits Paymentslarge_debit
2022-01-26credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Payments
2022-01-26electronic_debit$252.00AT&T SERVICES CHECKPAYMT CK # 1124Utility - Phone/Internet
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2022-03-01check$4,500.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2022-03-08check$125.00Check #1141 [AMOUNT MISMATCH: table=425.00, image=125.0Healthcareocr_amount_mismatch
2022-03-24credit$1,500.00Alimony from Ex-Wife Jennifer JohnsonAlimony Payments
2022-03-29check$338.80Check #1140 [image+table]Check
2022-04-06check$343.52Blue Cross Blue ShieldHealthcare
2022-04-22check$800.00Check #1145 [image_only]Taxround_dollar_debitcheck_image_only
2022-05-11check$6,000.00Self-Payments to Dede SpinnenweberChecklarge_debitround_dollar_debit
2022-05-16check$888.91Check #1150 [image+table]Check
2022-05-25credit$4,764.60Social Security PaymentIncome - Social Security
2022-06-06check$25.00Family Gift - OKUncategorized
2022-06-06check$25.00Check #4152 [table_only]Checkcheck_table_only
2022-06-16check$25.00Family Gift - OKUncategorized
2022-07-11check$338.80InsuranceInsurance
2022-07-26check$75.00Check #1154 [image+table]Check
2022-07-28check$150.00Tax ServicesTax
2022-08-02check$158.90Check #1155 [image+table]Check
2022-08-22check$671.61Discover Credit CardCredit Card Payment
2022-09-13check$50.00Check #1157 [image+table]Check
2022-09-14check$6,000.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2022-09-22check$11.45Blue Cross Blue ShieldInsurance
2022-09-30check$338.80Check #1161 [image+table]Check
2022-10-18check$75.00Medical ServicesHealthcare
2022-10-21credit$6,300.00DepositDeposit
2022-10-31check$25.00Family Gift - OKUncategorized
2022-11-15electronic_debit$101.59ELIPS LIFE INS INS. PREM.Uncategorized
2022-11-23credit$1,537.20Social Security PaymentIncome - Social Security
2022-12-15electronic_debit$101.59ELIPS LIFE INS INS. PREM.Uncategorized
2022-12-16check$1.05Check #1132 [image+table]Check
2022-12-16check$6,000.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2022-12-28credit$1,537.20Social Security PaymentIncome - Social Security
2023-01-11check$338.80Check #1168 [image+table]Check
2023-01-17electronic_debit$101.59ELIPS LIFE INS INS. PREM.Uncategorized
2023-01-25credit$1,688.40Social Security PaymentIncome - Social Security
2023-01-30check$1,149.00Discover Credit CardCredit Card Paymentlarge_debitround_dollar_debit
2023-02-15electronic_debit$101.59ELIPS INS INS. PREM.Uncategorized
2023-02-22credit$1,688.40Social Security PaymentIncome - Social Security
2023-03-08check$4,500.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2023-03-15credit$101.59ELIPS INS INS. PREM.Uncategorized
2023-03-22credit$1,688.40Social Security PaymentIncome - Social Security
2023-04-12check$338.80Check #1170 [image+table]Check
2023-04-17electronic_debit$101.59ELIPS LIFE INS INS. PREM.Uncategorized
2023-04-21check$150.00Check #1172 [image+table]Check
2023-04-24check$100.00Check #1171 [image+table]Check
2023-04-26credit$1,688.40Social Security PaymentIncome - Social Security
2023-05-10credit$1,613.00Tax RefundTax Refund
2023-05-15electronic_debit$104.64ELIPS INS INS. PREM.Uncategorized
2023-05-24credit$1,688.40Social Security PaymentIncome - Social Security
2023-07-05check$179.36Check #1173 [image+table]Check
2023-07-17electronic_debit$104.64ELIPS LIFE INS INS. PREM.Uncategorized
2023-07-26credit$1,688.40Social Security PaymentIncome - Social Security
2023-08-18check$8.55Medical ServicesHealthcare
2023-08-23credit$1,688.40Social Security PaymentIncome - Social Security
2023-09-27credit$1,688.40Social Security PaymentIncome - Social Security
2023-09-29credit$276.98UFCW MIDWEST PENSIONUncategorized
2023-10-02check$338.80Check #1176 [image+table]Check
2023-10-04check$10.88Check #1177 [image+table]Check
2023-10-06check$6,000.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2023-10-16electronic_debit$104.64ELIPS LIFE INS INS. PREM.Uncategorized
2023-10-25credit$1,688.40Social Security PaymentIncome - Social Security
2023-11-01credit$276.98UFCW MIDWEST PENSIONUncategorized
2023-11-22credit$1,688.40Social Security PaymentIncome - Social Security
2023-11-28credit$0.08DepositDeposit
2023-12-01credit$276.98UFCW MIDWEST PENSIONUncategorized
2023-12-19check$226.23Check #1167 [image+table]Check
2023-12-19check$367.20Check #1164 [image+table]Check
2023-12-27credit$1,688.40Social Security PaymentIncome - Social Security
2023-12-29credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2024-01-02check$338.80Check #1180 [image+table]Check
2024-01-03check$27.21Check #1179 [image+table]Check
2024-01-12check$260.00DentistHealthcare
2024-01-16electronic_debit$114.58ELIPS LIFE INS INS. PREM.Uncategorized
2024-01-24credit$1,738.80Social Security PaymentIncome - Social Security
2024-01-29check$1,099.11Self-Payments to Dede SpinnenweberUncategorizedlarge_debit
2024-01-29check$7,500.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2024-02-01credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2024-02-08check$317.16Check #1184 [image+table]Check
2024-02-28credit$1,738.80Social Security PaymentIncome - Social Security
2024-03-01credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2024-03-27credit$1,738.80Social Security PaymentIncome - Social Security
2024-04-01credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2024-04-04check$338.80Check #1185 [image+table]Check
2024-04-24credit$1,738.80Social Security PaymentIncome - Social Security
2024-04-25check$450.00Greg SkinnerUncategorized
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2024-04-29check$8,000.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2024-05-01credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2024-05-01credit$926.00Tax RefundTax Refund
2024-05-15check$695.00Tax PaymentTaxround_dollar_debit
2024-05-15electronic_debit$114.58ELIPS LIFE INS INS. PREM.Uncategorized
2024-05-22credit$1,738.80Social Security PaymentIncome - Social Security
2024-05-31credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2024-06-17electronic_debit$114.58ELIPS LIFE INS INS. PREM.Uncategorized
2024-06-26credit$1,738.80Social Security PaymentIncome - Social Security
2024-07-01credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2024-07-08check$338.80Check #1190 [image+table]Check
2024-07-15credit$114.58ELIPS INS INS. PREM.Uncategorized
2024-08-01credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2024-08-15electronic_debit$114.58ELIPS LIFE INS INS. PREM.Uncategorized
2024-08-19check$8,000.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2024-08-30credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2024-09-16electronic_debit$114.58Description PIFEUncategorized
2024-10-01credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2024-10-04check$338.80Check #1192 [image+table]Check
2024-10-15check$179.61Check #1193 [image+table]Check
2024-10-15electronic_debit$114.58ELIPS LIFE INS INS. PREM.Uncategorized
2024-11-01credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2024-11-15electronic_debit$135.21ELIPS INS INS. PREM.Uncategorized
2024-11-29credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2024-12-02check$60.39Check #1194 [image+table]Check
2024-12-16electronic_debit$135.21ELIPS INS INS. PREM.Uncategorized
2024-12-24credit$1,738.80Social Security PaymentIncome - Social Security
2024-12-31credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2024-12-31credit$5,216.40DepositDeposit
2025-01-03check$50.00Check #1195 [image+table]Check
2025-01-03check$338.80Check #1196 [image+table]Check
2025-01-17check$8,000.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2025-01-22credit$1,776.60Social Security PaymentIncome - Social Security
2025-01-31credit$1,738.80DepositDeposit
2025-02-10check$150.00Family Gift - OKUncategorized
2025-02-12check$100.00Cash WithdrawalCash Withdrawal
2025-02-26credit$1,776.60Social Security PaymentIncome - Social Security
2025-02-28credit$1,738.80UFCW UNIONS & EM PENSION-CKUncategorized
2025-03-06check$700.00Cash WithdrawalCash Withdrawalround_dollar_debit
2025-03-12check$2,605.64Self-Payments to Dede SpinnenweberUncategorizedlarge_debit
2025-03-12electronic_debit$154.92ALLSTATE F&C INS INS PYMTInsurance
2025-03-17electronic_debit$135.21ELIPS LIFE INS INS. PREM.Uncategorized
2025-03-18check$316.00Check #1205 [image_only]Uncategorizedcheck_image_only
2025-03-18check$316.00SOSUncategorized
2025-03-26credit$1,776.60Social Security PaymentIncome - Social Security
2025-03-31check$139.90Check #1206 [image+table]Check
2025-04-01credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2025-04-22check$8.00Tax PaymentTaxpossible_duplicate
2025-04-22check$8.00Tax PaymentTaxpossible_duplicate
2025-04-23credit$1,776.60Social Security PaymentIncome - Social Securitypossible_duplicate
2025-04-23credit$1,776.60Social Security PaymentIncome - Social Securitypossible_duplicate
2025-04-24check$338.80Life Insurance PremiumInsurancepossible_duplicate
2025-04-24check$338.80Life Insurance PremiumInsurancepossible_duplicate
2025-05-15electronic_debit$135.21ELIPS INS INS. PREM.Uncategorized
2025-05-28credit$1,776.60Social Security PaymentIncome - Social Security
2025-05-30credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2025-06-16electronic_debit$135.21ELIPS LIFE INS INS. PREM.Uncategorized
2025-06-17check$10,000.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2025-06-25credit$1,776.60Social Security PaymentIncome - Social Security
2025-07-01credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2025-07-08check$338.80Check #1211 [image+table]Check
2025-07-15electronic_debit$135.21Descriptio PIFEUncategorized
2025-07-23credit$1,776.60Social Security PaymentIncome - Social Security
2025-07-25check$117.10Medical ServicesHealthcare
2025-08-22check$6,000.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2025-09-10check$150.00Tax ServicesTax
2025-09-24credit$1,776.60Social Security PaymentIncome - Social Security
2025-10-01check$338.80Check #1216 [image+table]Check
2025-10-01credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2025-10-15check$260.00Check #1217 [image+table]Check
2025-10-22credit$1,776.60Social Security PaymentIncome - Social Security
2025-11-12check$130.00Janet DavidsonUncategorized
2025-11-15credit$135.21Descrip PieUncategorized
2025-11-17electronic_debit$169.01ELIPS LIFE INS INS. PREM.Uncategorized
2025-11-20check$20.00Check #1220 [image+table]Check
2025-11-26credit$1,776.60Social Security PaymentIncome - Social Security
2025-12-01credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2025-12-03check$4,000.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2025-12-24credit$1,776.60Social Security PaymentIncome - Social Security
2025-12-30check$30.00Janet DavidsonUncategorized
2025-12-31credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2026-01-05check$338.80Life Insurance PremiumInsurance
2026-01-05electronic_debit$43.79MEDICO WELLABE PREM DEBITUncategorized
2026-01-06check$291.18Check #1223 [image+table]Check
2026-01-21check$4,000.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2026-01-28credit$1,814.40Social Security PaymentIncome - Social Security
2026-01-30credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2026-02-03electronic_debit$43.79MEDICO WELLABE PREM DEBITUncategorized
2026-02-17credit$4,338.14DepositDeposit
2026-02-25credit$1,814.40Social Security PaymentIncome - Social Security
2026-02-27credit$276.98UFCW UNIONS & EM PENSION-CKUncategorized
2026-03-03electronic_debit$43.79MEDICO WELLABE PREM DEBITUncategorized
2026-03-05check$4,000.00Self-Payments to Dede SpinnenweberUncategorizedlarge_debitround_dollar_debit
2026-12-30check$30.00Janet DavidsonUncategorized